✅ Home loans are available for salaried professionals, self-employed individuals, and business owners with a stable income. Your eligibility depends on factors like income, credit score, age, employment status, and existing liabilities.

✅ Interest rates vary based on factors like credit score, loan amount, tenure, and lender policies. We offer competitive interest rates, and you can choose between fixed or floating rates to suit your financial planning.

✅ Home loan approvals generally take 3-7 working days, provided all required documents are submitted. The process includes application verification, credit assessment, property evaluation, and legal checks before final approval.

✅ Yes, you can prepay your home loan partially or fully to reduce interest costs. Some lenders may charge prepayment penalties, especially on fixed-rate loans, while floating-rate loans usually have no charges.

5️⃣ What is the minimum and maximum loan tenure?

✅ Loan tenure typically ranges from 5 to 30 years, allowing borrowers to choose a repayment plan that suits their budget. A longer tenure reduces EMIs but increases interest, while a shorter tenure saves on interest but results in higher EMIs.